Apply for the Loan

There are two options to pay off your pay day debt

Installment Loan

  • Consolidate payday loans into a traditional loan up to $10,000 at a rate of 17.99%.

  • You can educate yourself through our financial literacy partner, GreenPath, and get a lower rate.

  • For every completed financial literacy course with a certificate, the rate will drop 1% per course until it reaches 11.99%.

Traditional Line of Credit

  • Get a line of credit for up to $2,000 at a rate of 15.99%.

  • Once paid off, members can access a $2,000 line of credit for the remaining 18 months.

  • You can educate yourself through our financial literacy partner, GreenPath, and get a lower rate.

  • For every completed financial literacy course with a certificate, the rate will drop 1% per course until it reaches 9.99%.